About Super Jumbo Loans
Company Bio:
I would like to introduce you to Private Client Services, LLC, a division of Harbour Equity Partners, which is a platform to service high net worth clients with a variety of finance options. Private Client Services is a marketer, which in other words is a lead provider for a relationship manager in a top tier investment bank. The Banker also happens to own Private Client Services, LLC. and the hedge fund associated to Harbour Equity Partners. The products that we discuss here are structured around a borrowers profile so there is no conventional approach to our products. The Niche products are designed for High Net Worth clients that don’t fit for conventional banking in regards to income, credit, value or collateral. The products we will discuss are exclusively Private Banking related, which has much more latitude and flexibility when it comes to financing today’s High Net worth client.
We will work with high net worth borrowers and upon your approval, we will look to review and vet the following information which will then convey this to our manager who is the owner of PCS, and HEP and who is also a banker at a Top Tier Investment Bank. From there we will arrange the intro call with the borrower to start the relationship and structuring of the loan, which will very likely be portfolio’d and serviced in house depending on the borrowers profile as a High Net Worth client.
We would like to start with and review the CIS form for your transaction, we would advise you from there what we will need.
Note:
• If you need us to work with the borrower CPA or financial advisor to get these documents please let me know and I will make that contact.
If Approved to Move Forward, This is What We Will ask from the Borrower
• Please forward any concerns you have that may involve obtaining financing, income or value so we can review the issues first, etc.
• To start I will need the last 2 years ( complete) personal and/or any business Tax returns, please include all K-1s for all business entities. ( even if you intend for this to be a stated loan )
• The last month complete statements for all bank accounts, brokerage and retirement accounts, ( Not Screen shots) showing all cash reserves.
• We will need you for a short phone call to complete the actual private client application.
• We will need a Bio on you that details your life and how you created your wealth. ( you can direct me to any website for that info ).
• Copy of your Drivers Lic.
• Copy of the current mortgage and Note.
• Copy of home owner’s insurance and flood policy.
• Copy of most recent tax cert (bill) for all properties.
• Copy of the most recent mortgage statement.
Procedures
With this information, we will be able to build the profile of you as a private client and get your file submitted to review. When submitting your file, we will select a banker based on the criteria in your profile, and take into consideration any challenges which can cause a potential delay for settlement. The process would work very quickly and be activated upon our receiving any of the information listed above.
Usually this gets completed within several hours.
Overall goal
Note that our initial call on products are a ball park of terms offered, based on a dozen variables. On the initial call with the borrower it is hard to know exactly what program will be offered, until we see the entire profile and review the documents and assign relationship manager.
Company Bio:
I would like to introduce you to Private Client Services, LLC, a division of Harbour Equity Partners, which is a platform to service high net worth clients with a variety of finance options. Private Client Services is a marketer, which in other words is a lead provider for a relationship manager in a top tier investment bank. The Banker also happens to own Private Client Services, LLC. and the hedge fund associated to Harbour Equity Partners. The products that we discuss here are structured around a borrowers profile so there is no conventional approach to our products. The Niche products are designed for High Net Worth clients that don’t fit for conventional banking in regards to income, credit, value or collateral. The products we will discuss are exclusively Private Banking related, which has much more latitude and flexibility when it comes to financing today’s High Net worth client.
We will work with high net worth borrowers and upon your approval, we will look to review and vet the following information which will then convey this to our manager who is the owner of PCS, and HEP and who is also a banker at a Top Tier Investment Bank. From there we will arrange the intro call with the borrower to start the relationship and structuring of the loan, which will very likely be portfolio’d and serviced in house depending on the borrowers profile as a High Net Worth client.
We would like to start with and review the CIS form for your transaction, we would advise you from there what we will need.
Note:
• If you need us to work with the borrower CPA or financial advisor to get these documents please let me know and I will make that contact.
If Approved to Move Forward, This is What We Will ask from the Borrower
• Please forward any concerns you have that may involve obtaining financing, income or value so we can review the issues first, etc.
• To start I will need the last 2 years ( complete) personal and/or any business Tax returns, please include all K-1s for all business entities. ( even if you intend for this to be a stated loan )
• The last month complete statements for all bank accounts, brokerage and retirement accounts, ( Not Screen shots) showing all cash reserves.
• We will need you for a short phone call to complete the actual private client application.
• We will need a Bio on you that details your life and how you created your wealth. ( you can direct me to any website for that info ).
• Copy of your Drivers Lic.
• Copy of the current mortgage and Note.
• Copy of home owner’s insurance and flood policy.
• Copy of most recent tax cert (bill) for all properties.
• Copy of the most recent mortgage statement.
Procedures
With this information, we will be able to build the profile of you as a private client and get your file submitted to review. When submitting your file, we will select a banker based on the criteria in your profile, and take into consideration any challenges which can cause a potential delay for settlement. The process would work very quickly and be activated upon our receiving any of the information listed above.
Usually this gets completed within several hours.
Overall goal
Note that our initial call on products are a ball park of terms offered, based on a dozen variables. On the initial call with the borrower it is hard to know exactly what program will be offered, until we see the entire profile and review the documents and assign relationship manager.